Head of Risk

Chariot
Chariot

Accounting & Finance

USD 200k-250k / year + Equity

Posted on Aug 5, 2026

Job Description Chariot is a charitable payments company that's revolutionizing the philanthropic financial system. We believe more money needs to move to nonprofits faster so we are building tools that activate more philanthropic dollars and transform nonprofit operations to be more efficient. We're looking for top talent to join our mission driven team in changing the financial landscape of philanthropy.

We are currently backed by Y Combinator, Spark Capital, SV Angel, and top-tier angel investors like Mike Massaro, Adam Grant, and Angela Duckworth. Our team is made up of passionate and talented individuals with prior work experience at Blackrock, Bain, Goldman Sachs, Palantir, and Forage (YC21).

We are entering an exciting phase of growth moving hundreds of million dollars per month and expanding our team to bring tens of thousands of nonprofits onboard while expanding our product capabilities to solve even deeper problems for the nonprofit sector. Mitigating risk is essential to that growth; this seat is where it ultimately lives.

Risk & Security

  • Own Chariot's risk surface end to end: technological, security/infra, fraud, and product risk
  • Build and maintain a living catalog of Chariot's risk exposure that stays current, not a spreadsheet that goes stale
  • Partner closely with engineering to pressure-test our core payment flows: where they break, what the blast radius is, and how we mitigate it
  • Understand our product and technology deeply enough to see risks around the corner and get ahead of them, rather than reacting after the fact
  • Systems & Monitoring

  • Stand up a proactive monitoring and mitigation cadence across the risk surface
  • Bring first-principles, systems-level thinking to how we identify, prioritize, and close risk gaps
  • Build on and formalize existing interim risk and compliance coverage rather than duplicating it
  • Strategic

  • Sit at the leadership table: brief leadership regularly on the top risks facing the business, prioritized from first principles, each with a mitigation plan
  • Partner with Product and Engineering so new features ship with risk accounted for, without slowing velocity
  • About You

  • 5+ years in risk, fraud, trust & safety, or a related operating role, ideally at a fintech, payments, or marketplace company
  • First-principles and systems thinker with genuine technical and product depth
  • Detail oriented with excellent written/verbal communication skills
  • Proactive with strong people skills and ability to influence internal and Engineering/Product stakeholders
  • Comfortable working collaboratively in a fast-moving, cross-functional team environment
  • Team player with an ownership mindset and an eagerness to take on more work whenever possible
  • Relentlessly curious about how our product and technology work, with a proactive instinct to map out everything that could go wrong
  • Pay Transparency

    Range: $200,000-$250,000 + Equity Upside.

    How To Apply Please submit your application here: ‣. If Chariot doesn’t seem right for you, but you know a good candidate, please send them over to our careers page.